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DISCLAIMER: Talk2Medicare is an educational resource created by LuLa Co. Investments LLC. Maria Haro and Laura Renova are licensed insurance agents who do not work for or represent the interests of the government, Social Security, CMS, or any federal department, or any insurance company. Talk2Medicare, LuLa Co. Investments LLC, Maria Haro, and Laura Renova are independent entities and are not affiliated with or endorsed by the Centers for Medicare & Medicaid Services (CMS), the Department of Health and Human Services (DHHS), or any other government agency. The purpose of this site is to provide information and guidance on Medicare-related topics. It is not intended to be a substitute for professional medical or legal advice. For specific questions or concerns, please consult a qualified professional. If you need assistance related to your specific situation, you can call 888-997-3503.